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Regardless of credit history you can Lease Now to Purchase Later if you have the purchase deposit now & can follow a plan to finance it later (usually in 1-3 yrs).
We will help you find the shortest path to go from Renting it to Owning it.
All homes are for sale now OR You can Lease now with purchase deposit and buy it later. This page is updated with available homes as soon as we get them.
When you find the home you want we will go over all the details with you. Here are a few notes until then:
3 BR 1 BA Ranch with additional room for den or office. Central A/C. Kitchen appliances included, 1 car attached garage, covered back patio. The lot is over 230 feet deep and the back yard has garden spaces, a yard shed and plenty of room for more gardening. Addison Ave is near the St Joe River between Crescent and Anthony. The home is ready for refreshing of wall paper or paint which you can do later as you like. With $4,000 - $10,000 down you can have from 1 - 3 yrs to lease for $795 while you prepare credit to buy it. Shown by appointment: 260 485-9437.
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North Side H.S. - Lakeside Middle - Forest Park Elementary
Aboite Township SW Allen Cnty Schools
Built in 2011. 1582 sf, 3 BR plus den, 2.5 BA. Central A/C, 2 car attached garage. Generous closet spaces throughout. Lots of cabinets in the kitchen plus a pantry closet. This is your chance to get into a newer home in the Aboite area even if you cannot qualify for a mortage yet. With $10,000 - $15,000 down you can lease for as little as $890 a month, have years to qualify for financing AND you might qualify for a purchase credit with each payment. Shown by appointment 260 485-9437.
Homestead H.S - Woodside Middle - Covington Elementary
1476 sf 3 BR 1 BA home with full basement. Some work has been done and there is more to do. Info we found but that is not guaranteed: new roof w/tear off, 200 AMP service and basement water proofed in 2001. There is off street parking on driveway next to house. The house fills the lot it is on so there is no yard work to do. With $3,000 or more up front, if you can fix it up, you can move in and pay as low as $320 a month while you fix credit to buy it.
Call 260 485-9437 for the lockbox code, go see inside and you decide if this is the one for you. Make your list of what you would do to finish the interior and then apply online.
3 BR 1.5 BA 1680 sf Ranch near Trier and Reed
Updated kitchen and bathrooms, roomy feeling, family rm w/ wood burning fireplace, two car attached garage, central A/C. Great family home in desirable neighborhood.
Snider H.S. - Lane Middle - Glenwood Park Elementary
With $6,000 or more purchase deposit you can have from one to three yrs to fix credit and get a mortgage. Lease rate starting as low as $950 mo. Call 260 485-9437 for the lockbox code.
2 BR, 1 BA Needs carpet, interior paint, kitchen counter, a good cleaning and more. Has central A/C, fridge, stove, washer, dryer, basement, enclosed front porch, roomy detached garage, and a wooded back yard that is mostly fenced and includes a generous garden space. Close to river walkway on Spy Run extended.
Get in now and fix it up the way you want it. With purchase deposit of $3500 or more you can lease it for as low as $510 mo and have from 1 to 3 yrs to fix credit and buy it. You will be APPROVED even with bad credit, no credit, recent foreclosure or bankruptcy if you have an appropriate purchase deposit and can follow a plan that will lead to permanent financing in the future.
Go see it inside and out at your convenience. The key is in a lockbox. Call 260 485-9437 for the code.
Franke Park Elementary - Northwood Middle - North Side H.S.
4 BR and 2 Bath on corner lot with fireplace, 2 car garage, enclosed back porch, partially fenced in back yard. Needs significant work. Roof, gutters, & misc exterior updates must be among the first things done for you to qualify (to satisfy "Neighborhood Code").
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Your current credit score does not matter. With $5,000 down you can lease this home for as little as $600 mo while you fix up the house and repair your credit to buy it. OR you can get ZERO down if you fix up the house before you move in. Go see inside and out. Call for lockbox code: 260 485-9437.
East Allen County Schools:
Prince Chapman Academy 3-6
Paul Harding 7-8 (walking distance)
Contact student services for grades 9-12
MOVE-IN READY 3 BR 2 BA Ranch on a cul-de-sac in the Highland Terrace subdivision. Newer cabinets and countertops. Kitchen appliances plus washer and dryer included! Central A/C, fenced back yard, covered patio area, extra storage room off the garage.
You can have 1yr, 2yrs, even more is possible, to fix your credit and then buy this home.
Go see it inside. There is a key in a lock box. Call 260 485-9437 to get the box code. Then apply online if you want to make this house your home.
West of Lima Rd, South of Wallen
1400 SF 3 BR 1 BA on half acre lot, mature trees, attached one car garage, extra wide driveway. Spacious living rm and dining rm. Updated kitchen, appliances included. Wood deck in back yard. This well maintained home can be move-in ready on short notice.
Northrop H.S. – Shawnee Middle – Washington Center Elementary
Lease for as low as $795 with purchase deposit of $5,000 - $9,000 or more and have time to fix credit and purchase this home. Your current credit score does not matter. Showing by appointment – 260 485-9437
Remodeled 3 Bed Room Home w/ 2 car garage - No Bank Qualifying
3 BR 1 BA includes one bed room plus a loft area upstairs. Recent stove, fridge, carpet and paint. Replacement windows and only 2 yrs since new furnace! Fenced back yard (small). Two car detached garage with recent overhead door and opener.
Harrison Hill Elementary - Miami Middle - Southside H.S.
GO SEE this cozy home INSIDE AND OUT. $4,000 or more down and as little as $495 mo can get you into this home now and give you time to fix credit to buy it. Call (260) 267-0653 to get the lockbox code.
3 BR 2 full bath with Many Updates. Hardwood floors in most of the home including all three bedrooms. Living room opens into dining area, then roomy kitchen. A seperate family room has wood burning fireplace. There's a fenced yard with fruit trees. Full basement includes a finished room. Central A/C. Attached 2 car garage. Furnace and water heater only about 10 yrs old and roof just about 6 yrs old.
Snider H.S. - Lane Middle School - Glenwood Park Elementary
With purchase deposit of $6,000 - $8000 you can move in now and have from 1-3 yrs to lease this home for $895 or more per month while you fix credit to buy it. Bad credit, no credit, recent foreclosure or bankruptcy do not matter if you have an appropriate purchase deposit and can follow a plan that will lead to permanent financing in the future.
Shown by appointment. Call 260 485-9437.
3 BR 1 BA ranch with finished basement and central A/C. Large lot looks out on wooded area. Kitchen appliances included. Great location. Affordable living. Seller says the basement, which is carpeted and was used as a play room for the last 8 yrs, stays dry except for some moisture during rare extreme conditions. The back yard is fenced. There's a yard barn and a camp fire ring.
Harris Elementary - Lane Middle - Snider H.S.
Up front purchase deposit of $5,000 or more gives you time to lease while you fix credit to buy. Lease for $795 and get $125 purchase credit per month. Mortgage professionals are available to show you the steps to take on the shortest path to owning this home. Your current credit score does not matter. Shown by appointment. Call 260 485-9437.
YOU will be APPROVED even with bad credit, no credit, recent foreclosure or bankruptcy if you have an appropriate purchase deposit and can follow a plan that will lead to permanent financing in the future.
3 BR 1.5 BA Ranch in Highland Terrace. Brick front, large back yard, two car attached garage. Walking distance to Jury Pool. Newer carpet, double hung windows, new roof in 2012. Nice size living room plus a family room with gas fireplace. Well maintained & move-in ready. Kitchen appliances, washer and dryer all stay. Served by East Allen County Schools.
Move in now with purchase deposit of $4,000-$11,000 and lease it for as little as $668 while you fix credit to purchase it within 2 yrs. Shown by appointment. 260 485-9437.
3 BR 1.5 BA 1357 sq ft ranch with hardwood and ceramic floors, large fenced back yard, screened back porch, wide drive and two car attached garage. Can be move-in ready on short notice. You can do some light handyman work now or unpack and do it later. Great home that might not take much to bring it all the way back up. With $4,000 - $6,000 down you can lease for $695 mo while you fix credit to buy this home. Showing by appointment - 260 485-9437.
Holland Elementary - Northwood Middle - Northrop H.S.
Rent now to Purchase later.
No Bank Qualifying to move in w/ $1400 or more purchase deposit.
2 BR 1 BA Located north of State Blvd and west of Wells Street. The photos are prox 2 yrs old. This home already has many updates and needs a little more TLC. Recent roof, carpeting and energy efficient windows. Fridge and stove included. The two car detached garage and the large backyard are added benefits to this nice family home.
Franke Park Elementary - Northwood Middle - North Side H. S.
There is a key in a lockbox on the front door. Call 260 485-9437 for the lockbox code. Get the key and have a look inside. If you love it, apply online and include your best offer of monthly rate and down payment.
4 bed rooms, 2.5 baths and a finished basement totaling almost 2800 finished sf in Blackhawk sub-division off Maplecrest north of State near Georgetown Shopping Center. Carpeting and kitchen appliances are less than 2 yrs old. Fireplace in family room. Large kitchen. Many replacement windows, central A/C, fenced yard, two car garage. This home is ready for new interior paint and other repairs and priced so you can do it your way.
Snider H.S. - Blackhawk Middle - Glenwood Park Elementary
Move in now with $6,000 - $15,000 down and rent for as low as $925 while you fix credit to buy this home. Go see it inside and out at your convenience. The key is in a lockbox. Call 260 485-9437 for the code.
4 BR 2.5 BA Southwest Allen Cnty Schools
Homestead H.S. - Summit Middle - Haverhill Elementary
Over 2000 sf. Fantastic eat in sun room with bay window and sliding doors to the patio. Large family room. Separate (and big) sitting room or library with 1/2 bath. All of that plus a living room and dining room. This is a not a cookie cutter home. Great layout. Upstairs are 4 bed rooms, a main bath with twin sinks and the master bed rm has full bath with shower. Some updates could be done but nothing is known to be urgent. Central A/C. Two car attached garage. Garden area and mature trees on almost 1/2 acre lot.
Move in now and have some time (1-3 yrs) to prepare to apply for a mortgage from the lender of your choice. With $7,000 or more down and from $960 mo, you can get a generous purchase credit each month. Shown by appointment 260 485-9437. Can be move in ready in from 30 - 60 days.
4 bed rooms, 4 bath rooms (2 full and 2 half) With the Finished Basement this home has over 3000 finished sf. Custom Built by Chris Stauffer on the water in Woodland Lake near Dupont and Coldwater roads. Gas log fireplace with gas starter and plenty of windows in the great room. Spacious eat-in kitchen with Grabill cabinets and center island. Master suite includes double vanity and garden tub. Bed room number 3 features cathedral ceiling and circle top window. Finished daylight basement with half bath, lots of windows and more storage space. Stone patio and wood deck.
Lincoln Elementary, Shawnee JrH and Nothrop HS
With $12,000 or more purchase deposit you can lease this home for about what your mortgage paymnet will be but have time to fix credit before you apply for a mortgage.
Showing by appointment beginning Oct 1st. Call 260 485-9437 to be among the first to see it inside.
3 Bedroom, 1 bath, 1000 sq ft, 13x16 wood deck, off-street parking. Special AS-IS Pricing: $47,400. Bad Credit O-K. MOVE IN NOW and take the steps to become mortgage qualified later.
Meadowbrook Elementary - New Haven Middle - New Haven High
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Just $578 mo with down payment of $3,700 - $5,700. IMPORTANT NOTE: Your monthly payment may become even lower! There is a key in a lockbox on the front door. Call 260 485-9437 for the lockbox code. Get the key and have a look inside.
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